Commercial Real Estate Finance Made Simple

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Gary Coscia
President & CEO

Phone: (716) 204-2211

Gary J. Coscia, founder of the Largo Group of Companies, has been in the mortgage banking industry for over 35 years. He is a licensed real estate broker who began his career with Marine Midland Bank (HSBC US) in 1977. During his 12 year career at the bank, Gary created and managed a national mortgage banking platform, as well as having responsibility for all construction lending originations. In 1989, he founded Largo. Largo has become the largest privately owned commercial mortgage banking company in its region. With high profile correspondent lender relationships, Largo has originated over $21 billion in commercial real estate loans since its inception and has accumulated a substantial servicing portfolio.

Stephanie Vogel, MBA
Chief Operating Officer

Phone: (716) 204-2210

Stephanie Vogel is currently the Chief Operating Officer for the Largo Group of Companies. In this role, she is responsible for the company’s day-to-day operations, supervising all production-related activity in the US and Canada, as well as being the primary liaison for the company’s correspondent lenders. Stephanie has 20 years of experience at Largo in commercial real estate including investment, sales, debt, equity, structured finance and servicing. In the mid 1990’s she created and implemented Largo’s commercial real estate servicing arm, which now services over $1B in commercial loans. She is a licensed real estate associate broker in the State of New York and received a BS in Marketing and Management from Canisius College in 1990 and a MBA degree from Niagara University in 1992.

Jack Phillips, MBA

Phone: (716) 204-2212

Jack Phillips began his career 27 years ago working for one of the region’s largest developers, followed by employment with a well-known banking institution. Jack has been with Largo from its inception, 25 years ago, originating in excess of $2.5 billion in loans. Jack has been an integral part of the growth and success of Largo. He is well known and respected throughout the real estate industry and is one of the most creative and successful mortgage bankers in our region.

Perry Miceli

Phone: (716) 204-2222

Perry Miceli began his mortgage banking career in 1984 with a major financial institution. He joined Largo in April 2001, and has 28 years experience in the real estate financing industry. Mr. Miceli has financed over $2 billion of commercial real estate, and represents some of the largest developers in the upstate region on an exclusive basis. Prior to joining Largo, Perry owned and managed his own Mortgage Banking Company in Upstate New York for over 10 years.


Kevin Heiss
Managing Director
Mortgage Broker, License #M08010576

Phone: (416) 362-2122 ext. 226
Mobile: (212) 203-1517

Kevin currently works in the Toronto office and is responsible for Canadian loan origination. Prior to joining Largo, Kevin was an associate with a major real estate investment banking firm in Chicago, IL where he was responsible for originating commercial real estate debt and mezzanine products. Prior to that, he was employed as a senior analyst at Prudential Mortgage Capital Company, responsible for supporting all facets of origination. Kevin has been with Largo for over 10 years and is a successful mortgage banker originating over $3 billion in loans.

Brian Sheldrick
Managing Director – Albany, NY Office

Phone: (518) 925-4829

Brian is responsible for loan originations throughout the Capital Region. Prior to joining Largo, Brian was a principal with a boutique commercial loan origination firm, NCM Funding in Albany, New York. At NCM Funding he was responsible for originating loans, underwriting commercial real estate debt, and developing lender relationships. Brian’s field of expertise was in the area of Institutional multi- family lending with a national client base; however, he has been involved in transactions with all major property types. Before becoming a Principal with NCM Funding, Brian was employed by UBS Paine Webber as a registered investment executive with 7 years of investment experience. Brian is a graduate of the State University at Albany with an Economics degree and business management concentration.

Kevin Ross, MBA
Account Executive

Phone: (416) 362-2122 ext. 222
Mobile: (416) 805-1727

Kevin Ross holds his MBA in International Finance and Bachelor of Science in Business Management, both from Canisius College and is a FSCO licensed commercial mortgage agent. Kevin is responsible for Credit Tenant Lease (CTL) and Canadian loan origination. Prior to joining Largo, Kevin spent several years with one of Canada’s largest commercial real estate management companies in a strategic procurement role. Kevin also plays professional lacrosse in the National Lacrosse League (NLL).

Lori Tirado, MBA
Managing Director, Hotels

Phone: (716) 204-2223

Lori is the Managing Director of the Largo Hospitality Finance Group and oversees all aspects of marketing for Largo’s United States and Canadian operations. Lori is focused on meeting the debt and equity needs of owners and developers of select and full service flagged hotels for every major hotel brand, in addition to boutique and independent hotels. Lori is also responsible for the overall creative direction of the company and is focused on the growth and expansion of Largo into other major US markets. Lori is a licensed real estate salesperson and received her MBA in Finance from Canisius College; she also holds a Bachelor of Science in Business Administration, concentrating in Marketing from Buffalo State College. Prior to joining Largo, Lori worked in marketing for a receivable management company.

John Svec
Managing Director, Hotels

Phone: (716) 204-2221
Mobile: (716) 906-4583

John is Managing Director of Largo’s Hospitality Finance Division, originating, structuring, and closing financing for hotels, resorts, country clubs, entertainment venues, and various mixed use projects. John has over 30-years’ experience in the hospitality industry, with degrees from the Culinary Institute of America, Cornell Hotel School, and an MBA from the S.C. Johnson Graduate School of Management. Most recently, John was Director of Business Development at Delaware North, a $2 billion hospitality management company, where he bought & sold franchised and independent hotels and helped grow its portfolio of National Park concession contracts. John’s education and hospitality experience offers clients valuable assistance in finding, evaluating, underwriting, financing, and operating profitable hospitality investments.

Ned Perlman
Account Executive

Phone: (716) 204-2230

Ned is a mortgage loan officer responsible for originating commercial loans on behalf of Largo’s correspondent lenders. Prior to joining Largo, he spent six years working in finance for a leading healthcare provider in Western New York. Ned is a licensed real estate salesperson who received his Bachelor of Science degree with a concentration in Business Administration from the State University at Albany.

Shane Absalom
Account Executive

Phone: (716) 204-2204

Shane Absalom is responsible for analyzing, negotiating and structuring loan requests for income producing properties across the United States. His specialty is in providing comprehensive financing options for owners of self-storage properties. Prior to joining Largo, Shane was a financial advisor at a wealth management firm in New Jersey. Shane received his Bachelors of Business Administration, with a concentration in Finance and Marketing, from the University at Buffalo.

Aaron Davis
Account Executive

Phone: (716) 204-2219

Aaron is a mortgage loan officer responsible for originating, analyzing and structuring commercial loans throughout the United States. Before becoming an originator, Aaron spent several years servicing and underwriting commercial loans for Largo. Aaron is a licensed real estate salesperson who received both his Bachelor and Masters of Science degree in Global Business from Daemen College in Amherst, New York. There he played on the Daemen men’s basketball team for four years.