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CTL (Credit Tenant Leasing) - STRUCTURED FINANCE

Through the CTL Program, Largo can provide low cost financing to borrowers looking for maximum proceeds.  CTL transactions allow owners of single tenant real estate to use their tenant leases as loan collateral, in order to finance the property based on the strength of the tenant (greater than BBB-) rather than the real estate itself.  Our lenders will typically underwrite the deal to a low debt service coverage of 1.0x - 1.05x.   Largo can provide competitive rates based on the strength of the tenant, and offers an efficient way to get maximum loan amounts without pledging equity.

Who can benefit from CTL?
Any developer or investor that owns single tenant retail, office, warehouse or industrial properties leased to corporations.

Advantages for property owners:
Joint ventures and property purchase options to meet developers needs
Long term commitments up to 25 years
Non-recourse financing
Competitive Interest Rates
Forward Commitments, with the ability to lock rate up to 24 months prior to funding
DSC ratios as low as 1.0x - 1.05x

What can be financed:
Single-tenant Office
Retail Stores
Warehouse and distribution facilities
Industrial properties
Medical facilities
 
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